Cyber Monday – How to Shop Safely

Cyber Monday How to Shop Safely

Cyber Monday Is it Safe

Every time I see the FBI present, or the secret service present on the topic of security at a conference I walk away with one thought. It’s not a matter of if you get hacked, its a matter of when you get hacked. Even if this is the eventuality of what will happen, it does not mean we have to make it easy for them.

My favorite quote on security was from the Hosting Customer Summit in 2015“You will be hacked. Have a Plan. Practice the Plan. Call FBI, Have Legal Ready..”

Web Sites to Help You Shop Safely This Cyber Monday

The security awareness team at Hosting would like to recommend a quick read on the following websites to help you shop online safely this Holiday Season:

#1 Kaspersky

http://usa.kaspersky.com/internet-security-center/internet-safety/online-shopping#.VkINCr-YslJ

My favorites to help you shop safely on Cyber Monday from Kaspersky  site:

Type the URL into the address bar

Instead of just clicking a link to take you to your chosen retailer’s website, it’s safer to type the retailer’s URL into the address bar on your web browser. It may take a little more effort, but this simple action can help to prevent you visiting a fake or malicious website.

Manage and protect your online passwords

Using a password manager can help you to deal with multiple accounts and passwords – and to encrypt passwords that would otherwise be in plain text. Some antivirus and Internet security software products include password management and password security features.

My Favorite password manager is lastpass   For the cost of $12.00 a year, you can get the premium version. Very affordable.

Beware of using public Wi-Fi

When you’re in a shopping mall – about to make a purchase – it can be useful to make a last minute comparison with the best deals that Internet retailers are offering. However, there can be security risks if you access the Internet via a public Wi-Fi network . Cybercriminals can intercept your data and capture your passwords, login details, and financial information. If you need to access the Internet when you’re out shopping, it’s safer to do so via your cellular network.

#2 Staysafeonline.org

https://www.staysafeonline.org/stay-safe-online/protect-your-personal-information/online-shopping

My favorites to help you shop safely on Cyber Monday from Staysafeonline.org  site:

When in doubt, Throw it out

When in doubt, throw it out: Links in emails, posts and texts are often the ways cybercriminals try to steal your information or infect your devices.

Personal information is like money

Personal information is like money: value it and protect it: When making a purchase online, be alert to the kinds of information being collected to complete the transaction. Make sure you think it is necessary for the vendor to request that information. Remember, you only need to fill out required fields at checkout.

Use safe payment options

Use safe payment options: Credit cards are generally the safest option because they allow buyers to seek a credit from the issuer if the product isn’t delivered or isn’t what was ordered.

#3 Onguardonline.gov

http://www.onguardonline.gov/articles/0020-shopping-online

My favorites to help you shop safely on Cyber Monday from onguardonline.gov  site:

Check out the terms of the deal, like refund policies and delivery dates.

Can you return the item for a full refund if you’re not satisfied?  If you return it, who pays the shipping costs or restocking fees, and when you will get your order? A Federal Trade Commission (FTC) rule requires sellers to ship items as promised or within 30 days after the order date if no specific date is promised. Many sites offer tracking options, so you can see exactly where your purchase is and estimate when you’ll get it.

How to Report Online Shopping Fraud

If you have problems during a transaction, try to work them out directly with the seller, buyer, or site operator. If that doesn’t work, file a complaint with:

  • the Federal Trade Commission at www.ftc.gov/complaint
  • your state Attorney General, using contact information at naag.org
  • your county or state consumer protection agency. Check the blue pages of the phone book under county and state government, or visit consumeraction.gov and look under “Where to File a Complaint.”
  • the Better Business Bureau

I hope you found these sites on shopping safely online as useful as I did. Staying secure is a 7X24 year round job. At Ntirety our in-house team of security experts from Hosting are constantly looking for ways to keep Ntirety and our customers safer.

Mike

Ntirety – A Division of Hosting

My Blog: http://michaelcorey.com/

My Personal Twitter Account: Michael_Corey

Columnist for the Big Data Quarterly. <Click Here to Subscribe Big Data Quarterly>

Ntirety Corporate Twitter Account: Ntirety

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